Eligibility and District Quota for ACAG Housing Program in Punjab

The Punjab Government has started a new program called the Apni Chhat Apna Ghar (ACAG) Housing Program. This program helps people get interest-free loans to build their own homes.

Below, you can find the rules to see if you can apply for the Maryam Nawaz ACAG loan and how many loans are given in different districts in Punjab.

Who Can Apply for Maryam Nawaz ACAG Housing Program?

To get the loan from the ACAG Housing scheme, you need to meet these rules:

1. Family Head: The person applying must be the head of their family according to NADRA.
2. Live in Punjab: The person must be living in Punjab as shown on their CNIC.
3. Land Owner: The person must own a piece of land in Punjab. The land should be up to 5 Marlas in a city or up to 10 Marlas in a village. The land must be owned by the person when they apply online to build a house there.
4. No Criminal Record: The person should not have a bad criminal record, like being involved in serious crimes.
5. No Loan Default: The person should not owe money to any bank or financial institution.
6. Registered with NSER: The person must be registered with the National Socio-Economic Registry (NSER) and should have a PMT score of 60 or less.

Loan Distribution Quotas for ACAG Scheme by District

The Punjab Government has divided the province into three main zones: Center Zone, North Zone, and South Zone. Below is the list of how many loans each district in these zones will get:

Center Zone

• Bhakkar District: 283 loans
• Khushab District: 243 loans
• Layyah District: 366 loans
• Mianwali District: 307 loans
• Muzaffargarh District: 714 loans

Total for Center Zone: 1913 loans

North Zone

• Gujranwala District: 657 loans
• Hafizabad District: 302 loans
• Lahore District: 1690 loans
• Nankana Sahib District: 314 loans
• Narowal District: 357 loans
• Okara District: 518 loans
• Pakpattan District: 401 loans
• Sheikhupura District: 512 loans
• Sialkot District: 570 loans

Total for North Zone: 5804 loans

South Zone

• Bahawalnagar District: 454 loans
• Bahawalpur District: 517 loans
• Rahim Yar Khan District: 714 loans
• Dera Ghazi Khan District: 498 loans
• Khanewal District: 458 loans
• Lodhran District: 380 loans
• Multan District: 726 loans
• Rajanpur District: 368 loans
• Sahiwal District: 443 loans
• Vehari District: 517 loans

Total for South Zone: 5074 loans

Total Loans for All Zones: 17,500 loans

Conclusion

The Apni Chhat Apna Ghar (ACAG) Housing Program is a great chance for people in Punjab to get help with building their homes through interest-free loans.

If you meet the eligibility criteria, you can apply for this loan and take advantage of the opportunity to own a home.

Remember to check if you fit all the requirements before applying and make sure to submit your application on time. With loans available across various districts, this program aims to support many residents in Punjab in achieving their dream of owning a house.

Make sure to follow all the rules and guidelines to ensure your application is considered.