How to Apply for the “Apni Chhat Apna Ghar” Scheme – A Step-by-Step Guide

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rizwan

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اپنی چھت اپنا گھر

The “Apni Chhat Apna Ghar” scheme, launched by Chief Minister Maryam Nawaz, is a government initiative aimed at providing affordable housing for the people of Punjab. This program is part of the government’s promise to ensure that every citizen has a roof over their head, making home ownership accessible to everyone.

By following the steps outlined below, you can easily apply for Apni Chhat Apna Ghar scheme and secure your own home. Don’t miss this opportunity to turn your dream of owning a house into reality.

What is Punjab CM Maryam Nawaz Apni Chhat Apna Ghar Scheme?

What is Punjab CM Maryam Nawaz Apni Chhat Apna Ghar Scheme?

The Punjab Chief Minister Maryam Nawaz Apni Chhat Apna Ghar Scheme is a housing initiative launched by the Punjab government. Its goal is to provide affordable housing to low-income families across the province. The scheme is designed to help families who are struggling to afford their own homes by offering them financial assistance and support to build or purchase a house.

The focus of the Apni Chhat Apna Ghar Scheme is to improve the living conditions of families living below the poverty line, particularly those with a monthly income of less than PKR 50,000. It prioritizes individuals who do not already own property and live in rented accommodations. This program is part of the Punjab government’s broader efforts to reduce homelessness and improve the quality of life for residents.

Families who meet the program’s criteria can receive assistance in building their own homes. This initiative helps those living in poverty by offering them the chance to improve their living conditions and secure a better future for their families.

Eligibility Criteria for the ACAG Program

Eligibility Criteria for the ACAG Program

To qualify for this program, several important conditions must be met:

  1. Monthly Income: Families with a monthly income of PKR 50,000 or less are eligible. This ensures that the program supports low-income families who need help the most.
  2. No Existing Property: Applicants must not own any property. Those who already have a home are not eligible for the program. The focus is on helping families without housing.
  3. Permanent Resident of Punjab: The applicant must be a permanent resident of Punjab, as indicated on their CNIC (ID card). This ensures that the program benefits residents of Punjab.
  4. Ownership of Land for Building: The applicant must own a plot of land measuring up to 5 Marlas in urban areas or 10 Marlas in rural areas. This land will be used to build the home under the program.
  5. No Criminal Record: Applicants should have a clean criminal record, meaning they must not be involved in any serious crimes or activities against society or the state.
  6. No Debt to Financial Institutions: The applicant should not owe money to any financial institution or bank. This ensures that the support goes to families who are not already in financial trouble.
  7. Registered with NSER: The applicant must be registered with the National Socio-Economic Registry (NSER) and have a household PMT score of 60 or less. This score helps identify families most in need of financial support.

Eligible Cities for the Apni Chhat Apna Ghar Scheme

The Apni Chhat Apna Ghar Scheme will be launched in several key cities across Punjab, focusing on addressing the housing needs of low-income families. In its initial phase, construction will begin soon in six major cities. These cities were chosen due to their high population density and demand for affordable housing.

Targeted Cities in the First Phase:

  • Lahore
  • Rawalpindi
  • Faisalabad
  • Sialkot
  • Multan
  • Sargodha

Steps to Apply for the “Apni Chhat Apna Ghar” Scheme

Apni Chhat Apna Ghar Registration Form Online
Apni Chhat Apna Ghar Registration Form Online

Step 1: Visit the Official Registration Page at acag.punjab.gov.pk

To begin the registration process, open the official ACAG Punjab website at acag.punjab.gov.pk in your browser. You can access the registration form by clicking below on Apply now button.

Apply Online For ACAG Scheme

Step 2: Fill in Your Personal Details

Once on the registration page, you will need to enter the following personal details:

  1. Enter your full name as it appears on your CNIC.
  2. Select whether you are the son, daughter, or wife of the individual and then enter their full name.
  3. Enter your Computerized National Identity Card (CNIC) number. Ensure that it is entered correctly without any spaces or dashes.
  4. Enter the CNIC number of your father or husband.
  5. Choose your gender from the provided options (Male/Female).
  6. Provide a valid email address where you can receive notifications and updates about your application.
  7. Select your mobile network provider from the dropdown list.
  8. Enter your mobile number. Make sure that it is correct and active mobile number.
  9. Select your district from the dropdown list.
  10. Choose your division from the dropdown options.
  11. Select your tehsil.
  12. Enter the name of your city.

Step 3: Set Up Your Account Password

To create an account, you will need to set up a secure password.

  • Password : Create a strong password. This should include a combination of letters, numbers, and special characters.
  • Confirm Password: Re-enter the same password to confirm.

Step 4: Submit the Registration Form

Once all the required fields are filled in correctly:

  1. Double-check all the information to ensure there are no errors.
  2. Click the Register button to submit your application.

Step 5: Login to Your Account

Screenshot of ACAG Login Page

After successfully registering, you can now log in to your account:

  • Click on Login to access your account.
  • Use your CNIC as the username.
  • Enter the Password you created during registration.

You will be redirected to your dashboard or a specific page where you need to complete further steps. Check the box to agree to the terms of the certificate and disclaimer. Now Click the “Proceed” button to move to the next step.

Fill out the application form by providing your personal, property, and socio-economic details. Make sure all mandatory fields (marked with an asterisk) are completed. Finally, upload your picture and submit the form.

Note: Ensure your PMT Score is above 60 before applying. This step is essential to proceed with your application.

How to Check Punjab ACAG Application Status

How to Check Punjab ACAG Application Status

To check the status of your application for the ACAG scheme, follow these steps:

  1. Visit the ACAG Punjab Website: Go to acag.punjab.gov.pk/Login.aspx.
  2. Login with Your Credentials:
    • CNIC Number: Enter your CNIC number in the provided field.
    • Password: Enter the password you used during registration.
    • Click on the “Login” button to proceed.
  3. Check Your Application Status:
    • After logging in, you will be redirected to a page displaying your application details.
    • Look for the section labeled Application Status.
    • You will see your Application ID and the current status of your application, such as “In Progress”.

By following these steps, you can easily check the status of your application and stay updated on its progress.

ACAG Helpline Contact Information

If you need any help or have questions regarding the registration process for the Apni Chhat Apna Ghar Program, or if you need more details, feel free to reach out to the official support team.

You can call the provided numbers during working hours, or send an email to get assistance with any issues or queries you might have.

Why Apply for the “Apni Chhat Apna Ghar” Scheme?

Why Apply for the "Apni Chhat Apna Ghar" Scheme?
Image by acag.punjab.gov.pk

The “Apni Chhat Apna Ghar” scheme is a fantastic opportunity for those looking to own a home in Punjab. With a streamlined application process and dedicated support, the government is committed to helping you achieve your dream of home ownership. Apply today and take the first step towards securing a safe and affordable home for your family.

Conclusion

Registering for the Apni Chhat Apna Ghar Program is a straightforward process, but it is essential to ensure that all the details you provide are accurate. This program offers a great opportunity for eligible residents of Punjab to receive interest-free loans for home construction. Follow the steps carefully to complete your registration smoothly.

For any further queries or assistance, you can visit the official ACAG Punjab website or contact their support team.

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212 thoughts on “How to Apply for the “Apni Chhat Apna Ghar” Scheme – A Step-by-Step Guide”

  36. Apni chhat apne ghar ke naam per mujhe bhi loan chahie Maine apna Ghar banana ha mujhe jasa pata Chala main foreign ap ke pass aya ki main jo loan chahie aur ap please meri help Kar🙏🙏🥲🙏

    Reply

  37. Apni chhat apne ghar ke naam per mujhe bhi loan chahie Maine apna Ghar banana ha mujhe jasa pata Chala main forn ap ke pass aya ki main jo loan chahie aur ap please meri help Kar🙏🙏🥲🙏

    Reply

    • برائے مہربانی، دیئے گئے لنک پر جا کر خود کو رجسڑر کریں۔ بنا رجسٹریشن کے آپ ایل نہیں ہو پائیں گیں۔

      Reply

  44. Mere pass 3 Marley ka plot h us pr ghar tameer krna h is Waja se loan chaie me rent or rehta hu or me mesan Ka kam krta hu

    Reply

    • سلام سلیم، برائے مہربانی، دیئے گئے لنک پر جا کر خود کو رجسڑر کریں۔ بنا رجسٹریشن کے آپ ایل نہیں ہو پائیں گیں۔

      Reply

    • برائے مہربانی، دیئے گئے لنک پر جا کر خود کو رجسڑر کریں۔ بنا رجسٹریشن کے آپ ایل نہیں ہو

      Reply

    • برائے مہربانی، دیئے گئے لنک پر جا کر خود کو رجسڑر کریں۔ بنا رجسٹریشن کے آپ ایل نہیں ہو

      Reply

    • برائے مہربانی، دیئے گئے لنک پر جا کر خود کو رجسڑر کریں۔ بنا رجسٹریشن کے آپ ایل نہیں ہو

      Reply

    • برائے مہربانی، دیئے گئے لنک پر جا کر خود کو رجسڑر کریں۔ بنا رجسٹریشن کے آپ ایل نہیں ہو

      Reply

    • برائے مہربانی، دیئے گئے لنک پر جا کر خود کو رجسڑر کریں۔ بنا رجسٹریشن کے آپ ایل نہیں ہو

      Reply

  55. CM Panjab ma bohat Kareb ho marbhni farmakar mojy lon da do ma ap ka sokargazr rahogaMa bohat Kareb ho Mary pass 6 marly ka palat ha Mary Abu barony molak Kam karny ga ha waha is ka Kam nhi lagrha baraymahbani famakr mojy lon dadu ma ap ha sukarya adh kartha ho. Please

    Reply

    • برائے مہربانی، دیئے گئے لنک پر جا کر خود کو رجسڑر کریں۔ بنا رجسٹریشن کے آپ ایل نہیں ہو

      Reply

    • برائے مہربانی، دیئے گئے لنک پر جا کر خود کو رجسڑر کریں۔ بنا رجسٹریشن کے آپ ایل نہیں ہو

      Reply

  58. Plzzz help mujy apna Ghr uncha krna hai Pani a JATA hai or phr sary Ghr mein karant b bachy Hain choty mein time sy phly wapis b kr dun gi sary pasy

    Reply

  59. Mera form submit Nahin ho Raha hai, Message aata hai k aap NSER mei register Nahin hain.
    Plz aap Bata de k Mai NSER mei kaise register hoon?

    Reply

    • برائے مہربانی، دیئے گئے لنک پر جا کر خود کو رجسڑر کریں۔ بنا رجسٹریشن کے آپ ایل نہیں ہو

      Reply

  62. اسلام وعلیکم ورحمتہ اللہ وبرکاتہ
    جن کے پاس قسط پر پلاٹ ہیں کیا وہ بھی لے سکتے ہیں لون انفارمیشن دیں پلیز

    Reply

  69. Mujy buhat juyda zarort hai construction krwani hai Ghr mein Pani a JATA hai or sath krant b a JATA hai bachy Hain choty husband out of country hoty Hain buhat mushkil Hoti hai plzzzzzzzzzzz help krin

    Reply

    • برائے مہربانی، دیئے گئے لنک پر جا کر خود کو رجسڑر کریں۔ بنا رجسٹریشن کے آپ ایل نہیں ہو

      Reply

  74. May ny bhi apply kar dia hai…or koi message nahi aya…..please hamari help kar dain…..hamain bohat zarorat hai…..

    Reply

    • برائے مہربانی، دیئے گئے لنک پر جا کر خود کو رجسڑر کریں۔ بنا رجسٹریشن کے آپ ایل نہیں ہو

      Reply

    • برائے مہربانی، دیئے گئے لنک پر جا کر خود کو رجسڑر کریں۔ بنا رجسٹریشن کے آپ ایل نہیں ہو

      Reply

  80. السلام علیکم جناب مریم نواز صاحب آپ سے گزارش ہے کہ میں بہت غریب گھرانے سے تعلق رکھنے والا شخص ہو میری اتنی آمدنی نہیں ہے کہ میں اپنا گھر بنا سکوں مہربانی کر کے مجھے بھی لون اسکیم میں شامل کیا جائے تاکہ میں اپنا گھر بنا سکوں اور اپنے ماں باپ بھائی بہن کے ساتھ مل کر خوش رہ سکوں مہربانی

    Reply

  86. برائے مہربانی وزیراعلیٰ پنجاب مہربانی فرمادیں15سال سے کرایے کے مکان میں ہوں

    Reply

  87. Main nain online apply kia he mera apna ghr nahi he rent pr reh rha hun kia cm punjab help krain gi q k mery pass koi plot b nahi he 30000 sallery he mushkil se guzara kr rahain hain

    Reply

  89. معزز شہری!
    حکومت پنجاب کی جانب سے پہلی بار پنجاب سوشل اکنامک رجسٹری پروگرام کا آغاز کر دیا گیا ہے۔ آپ سے التماس ہے کہ ضلعی انتظامیہ کی جانب سے قائم کردہ سوشل اکنامک سنٹرز جا کر خود کو رجسٹر کروائیں۔
    عوام کی سہولت کیلئے
    آن لائن رجسٹریشن پورٹل کا بھی اجراء کر دیا گیا ہے اور اپ خود کو پورٹل پر رجسٹر کر سکتے ہیں
    https://pser.punjab.gov.pk

    Mujy yeh message aya Hai samj nhi aa rhe please help me

    Reply

  90. معزز شہری!
    حکومت پنجاب کی جانب سے پہلی بار پنجاب سوشل اکنامک رجسٹری پروگرام کا آغاز کر دیا گیا ہے۔ آپ سے التماس ہے کہ ضلعی انتظامیہ کی جانب سے قائم کردہ سوشل اکنامک سنٹرز جا کر خود کو رجسٹر کروائیں۔
    عوام کی سہولت کیلئے
    آن لائن رجسٹریشن پورٹل کا بھی اجراء کر دیا گیا ہے اور اپ خود کو پورٹل پر رجسٹر کر سکتے ہیں
    https://pser.punjab.gov.pk

    Mujy yeh message aya Hai samj nhi aa rhe please help me

    Reply

  96. Barry maharbani mare gar nahi h me karya par rahte hon mare pallet h mare pas ante pase nahi h ka me pallet bane sako maharbani karo mare darkest par amal kiya gaye 3520111789925

    Reply

  97. Barry maharbani mare gar nahi h me karya par rahte hon mare pallet h mare pas ante pase nahi h ka pallet bane sako maharbani karo mare darkest par amal kiya jaye 3520111789925

    Reply

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